Central Bank of India

Central Bank of India 444 Cent Super Fixed Deposit Scheme: Interest Rates, Features



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The Central Bank of India has launched one of the best fixed deposit schemes of all time! It is the 444-cent Super Fixed deposit. A fixed deposit has been the most preferred investment option for people throughout the years. We can surely say that a fixed deposit is one of the safest and surest forms of investment. Also no matter what happens in the market it does not affect your fixed deposit. This is one of the reasons why people prefer investing in fixed deposits. 

Central Bank of India 444 Cent Super FD Scheme Information

The Central Bank of India has taken the fixed deposit scheme to the next level by launching the 444 cent super fixed deposit scheme. This is one of the most beneficial investment opportunities for people as it will give you maximum results. So in this article, we will be discussing everything about the 444 cent super fixed deposit scheme launched by the Central Bank of India. So make sure that you stick around till the very end to gain complete information about this super scheme. 


Fixed deposits offer a decent interest rate, guaranteed returns, and other benefits like safety, security, and liquidity as well. But what if we tell you that the Central Bank of India has taken the fixed deposit to the next level by providing the maximum possible benefits to the users. It not only offers the best interest rate in the market but also other benefits as well. So let us introduce the 444 cent super fixed deposit scheme to you all so that you can take maximum benefits of this scheme and get maximum returns. 

The super fixed deposit scheme – 444 cent super fixed deposit! 

The name 444 cent super fixed deposit scheme itself says that it is one of the greatest fixed deposit schemes of all time! The 444 in the name stands for 444 days. So the tenure of this super fixed deposit launched by the Central Bank of India is of 444 days. The Central Bank of India is offering a really high-interest rate on this 444 cent super fixed deposit. So if you invest in the 444 cent super fixed deposit then the special interest rate offered is a whopping 7.35 %. You must be shocked by seeing such a high-interest rate, but yes this is true that the interest rate offered for the 444 cent super fixed deposit is 7.35 %. 

Now the next best thing about this super fixed deposit is that it is even more beneficial for senior citizens. The special interest rate for senior citizens on the 444 cent super fixed deposit is 7.85%! So this interest rate really justifies why it is named a super fixed deposit. So if you are a senior citizen then do not miss out on this opportunity as this investment will turn out really beneficial for you. Not just senior citizens but the 444 cent super fixed deposit scheme is beneficial for everyone! So do not miss out on this great opportunity and make sure that you take full advantage of this super fixed deposit scheme!

444 Cent Super FD Features

Now let us move on to the features of the 444 cent super fixed deposit scheme by the Central Bank of India –


  1. The tenure is the period of the 444 cent super fixed deposit of 444 days. This investment can be made only for 444 days. No deposit will be accepted under the 444 cent super fixed deposit for more than 444 days or even less than 444 days.
  2. The minimum investment amount for this fixed deposit which is the 444 cent super fixed deposit is rupees 10,000. So if you want to invest money in the Central Bank of India’s 444 cent super fixed deposit then you have to remember that the amount of investment should be Rs. 10,000 or more than Rs. 10,000.
  3. The maximum investment amount for the 444 cent super fixed deposit is Rs. 10 crores only. So you can not invest an amount that exceeds Rs. 10 crores. So remember that if you are interested in the 444 cent super fixed deposit scheme then your investment amount should not exceed Rs. 10. Crore.
  4. The rate of interest on the 444 cent super fixed deposit is 7.35 percent. Whereas there is a special interest rate for senior citizens and retired staff of 7.85 percent.
  5. The customer can withdraw the amount before the maturity date. But if you do a premature withdrawal then remember that only the applicable rate of interest for the period of deposit will be paid to according to the terms and conditions of the 444 cent super fixed deposit. (If you want to know more about premature withdrawal and its effects then visit the official website of the Central Bank of India and go through the terms and conditions of the 444 cent super fixed deposit for more detailed information )
  6. The 444 cent super fixed deposit scheme is available for the Non-resident category as well. 

So these are the features of the 444 cent super fixed deposit scheme. The super high-interest rate gives you maximum returns. Also, remember and note down the minimum and maximum amount of investment for the 444 cent super fixed deposit. Now that we have seen the features of the 444 cents super fixed deposit, let us move on to how you can open the 444 cents super fixed deposit and what are the different methods for it.

 444 Cent Super FD Calculation & Example

Now you have to remember that you can open a fixed deposit for 444 days or you can also open an MMDC or MIDR or even a QIDR for a period of 444 days. So through this, you can even take monthly interest or quarterly interest as well. You can choose any one of your choices depending on what’s more convenient and suitable for you.

So now to understand this further let us take a real-life example. So let us assume that you are investing an amount of Rs. 1,00,000 in the 444 cent super fixed deposit scheme. So this amount becomes our principal amount. Now when you open a fixed deposit your tenure will be of 444 days. So this amount that you have invested will get locked in the 444 cent super fixed deposit scheme for a period of 444 days. The interest rate for the 444 cent super fixed deposit is 7.35%. So after 444 days the total amount that you will receive will be Rs. 1,09,266. So this becomes our maturity amount.

Now let us consider that you are a senior citizen and you have invested an amount of Rs. 1,00,000 in the 444 cent super fixed deposit scheme. So senior citizens get maximum benefits as they get a special rate of interest. The rate of interest for senior citizens is 7.85 %. So if you are a senior citizen and you open the 444 cent super fixed deposit then after a period of 444 days you will receive the total amount of Rs. 1,09,921. This is your maturity amount for an investment of Rs. 1,00,000 in the 444 cent super fixed deposit.

The above examples were for fixed deposits. But if you open a MIDR of Rs. 1,00,000. The principal amount for this MIDR is 1,00,000. Then you will receive a monthly interest of Rs. 608. But if you are a senior citizen and if you open a MIDR for Rs. 1,00,000 then your monthly interest will become Rs. 650 as the rate of interest is higher for senior citizens.

Now on the other hand if you open a QIDR for Rs. 1,00,000 that is if your principal amount is Rs. 1,00,000 then you will receive a quarterly interest that is every three months of Rs. 1837. But if you are a senior citizen then you will get a higher rate of interest on your investments and you will receive a quarterly interest of Rs. 1962.

How to Open 444 Cent Super FD

How do I open a 444 cent super fixed deposit in the Central bank of India?

The 444 cent super fixed deposit can be opened offline and online as well. So the different methods of opening the 444 cent super fixed deposit in the Central bank of India are as follows-

  1. Visiting the Bank. 
  2. Through mobile banking.
  3. Through internet banking. 

The first method of opening the 444 cent super fixed deposit is by visiting your nearest branch of the Central bank of India. So you will have to visit the nearest branch of the Central Bank of India in person. When you visit the branch you will be asked to complete some formalities. To complete the formalities, submit the required documents and this is how you will be able to open the 444 cent super fixed deposit in the Central Bank of India.

The second method of opening the 444 cent super fixed deposit is through mobile banking. So you have to download the official mobile banking app of the Central Bank of India. The official mobile banking app of the Central bank of India is the ‘Cent MOBILE’ app. This app is available for Android devices and iOS devices as well. So all you have to do is launch the Cent MOBILE app on your phone, complete the registration process, and fill in your relevant details. Go to the ‘Online term deposit’ menu and then select the type of FD and then you will be able to easily open the 444 cent super fixed deposit. So this is how you can open the 444 cent super fixed deposit through mobile banking. 


The third method to open the 444 super cents fixed deposit is through internet banking. Launch any browser and go to the official website of the Central Bank of India. Then further click on the ‘Online term Deposits’ option. A drop-down menu will appear and then select the type of fixed deposit. Complete the further process by entering your relevant information and details. And this is how you can easily open the 444 cent super fixed deposit by the Central bank of India through internet banking.  

So now we have completely broken down everything about the 444 cent super fixed deposit. Also, make sure that you go through the features and understand the return on your investment. And since you have gained complete information about it you can grab this opportunity and take maximum benefits!