How to Increase HDFC Fund Transfer Limit (5 Easy Steps)

If you have an account in the HDFC bank and if you are someone who transfers funds online through your HDFC bank account and if you want to increase the limit of your bank account then this article is for you! 

Increasing your HDFC bank account’s transfer limit allows you to perform larger online transactions, such as making higher-value payments or transferring more substantial amounts of money to other accounts. It offers greater flexibility and convenience in managing your finances, especially if you regularly engage in significant financial transactions.

In this article, we will be breaking down the entire step-by-step process to show you how you can easily increase the limit of your HDFC bank account. Also, remember that even if you want to decrease the limit of your bank account the process remains the same. So now let us move on and look at the detailed step-by-step process. 

How to Increase HDFC Account Fund Transfer Limit

Step 1: Open any browser on your mobile phone, laptop, or computer. Then go to the official website of HDFC Bank by searching it on the search bar or you can just click on the link mentioned below.

Once you go to the official website of HDFC Bank you will be redirected to the home page of that website. Now here you will have to enter your customer ID or user ID and then just click on the ‘Continue’ button. 

Step 2: Now you will have to enter your password. Once you are done entering your password correctly click on the ‘this is my secure ID’ check box and then you will have to just click on the ‘Login’ button. 

Step 3: Now you will be successfully logged in to your account. Here you will see a ‘Funds Transfer’ option. Just click on this option. 

Now an interface will be opened. Here on the left-hand side, you will see a ‘Request’ option. Click on this request option. 

Now a drop-down menu will appear. Here you will be able to see a lot of options from which you will have to select and click on the ‘Modify TPT Limit’ option. 

Now here you will be able to see your current transfer limit. Now if you want to increase the limit then simply click on the ‘Increase’ on the other hand if you want to increase the link then click on the ‘Decrease’ button. 

Step 4: Now here you will see the ‘Select limit’ option. Once you click on it a drop-down menu will appear and you will be able to choose the new limit that you want to set. 

Now in the next step, you will have to select your authentication method. Here we will be selecting the first option which is ‘Authenticate by providing debit card details and OTP sent on the registered mobile number’. 

So here you will have to give your credit card details and then you will receive an OTP on your registered mobile number. If not then you can also select the second option where you will authenticate with the help of a OTP sent to your registered email address or your registered mobile number. 

Step 5: Now click on the ‘check box and accept the terms and conditions and then further on just click on the ‘Continue’ button. 

Step 6: Now you will be able to see the first four and the last four digits of your debit card. Click on that debit card.

Step 7: Now you will have to enter the respective PIN code of your bank account and then you will have to enter the expiry date of your debit card. And click on the ‘Confirm’ button. 

Step 8: Now click on the check box present next to the mobile number and then click on the ‘Continue’ button. 

Step 7: Now an OTP will be sent to your registered mobile number. So enter the OTP that you get and then click on the ‘Continue’ button. 

And voila! You have successfully increased the limit of your HDFC bank account. 

So this is how you can easily increase or decrease the limit of your HDFC bank account in just a few easy steps. Just make sure that you follow all the steps given above carefully to avoid any obstacles or mistakes. We hope that you found this article helpful and if you did then do not forget to share this article with your friends and family so that even they can benefit from it!