How to add/update Nominee in Union Bank account using VYOM app [In 1 Minutes]

Avdhut February 1, 2023February 1, 2023

Life is absolutely unpredictable and we can never predict the future. We all make investments for our family be it our children, parents, spouse, etc. But if something unfortunate happens then your investments should reach the people you invested for. So adding a nominee is one of the most important things of all. In this article, we will be discussing how you can add a nominee to your account in the Union Bank of India. And the best part is that this can be done in the comfort of your home. You do not have to step out or even visit the nearest branch as you can easily do this with the help of the Vyom app.

So we will be discussing the entire process of adding a nominee to your account in the Union bank of India with the help of the Vyom app. So make sure that you read this article till the very end to understand the step-by-step process.

Who can be a nominee?

A nominee is usually a family member or someone who you trust. So I’m most cases a nominee can be your parents, spouse, children, any relative, or even a close friend. Now, this is entirely your personal decision which you should make wisely. You can also add a nominee who’s a minor that is who’s age is below 18 years. But when you add a minor nominee then you have to provide details of their respective guardian. This guardian acts as an appointee. So remember this before adding a nominee who’s a minor.

How to add Nominee in Union Bank Savings account Using Vyom app

Here are the steps to add a nominee to your bank account at the Union Bank of India with the help of the Vyom app

Step 1: Download the official mobile banking app of the Union bank of India that is the ‘Vyom’ app from the Play Store or AppStore.

Step 2: Launch the Vyom app on your phone and log in to your account by entering your 4-digit login pin.

How to add Nominee in Union Bank Savings account Using Vyom app Step 2

Step 3: Now scroll down and then click on the ‘Manage Nominee’ option under the Services section.

How to add Nominee in Union Bank Savings account Using Vyom app Step 3

Step 4: Now here you will be able to check if you already have a nominee. Also, you will be able to see your account details like the account number and the type of your account.

Now if you already have a nominee added then you will be able to see the ‘View nominee’ option. Or on the other hand, if you have not added a nominee then you will be able to see the ‘Add nominee’ option. Now click on that.

How to add Nominee in Union Bank Savings account Using Vyom app Step 4

Step 5: Now if you do not have a nominee added then you will have to fill in the details of your nominee. If you want to update the nominee then you will have to click on the ‘update nominee’ option and then make the respective changes.

How to add Nominee in Union Bank Savings account Using Vyom app Step 5

Step 6: You will have to enter the details like the name of the nominee, their date of birth, their full address, your relationship with the nominee, etc. If your nominee is minor then you will be asked to enter the details of the nominee’s guardian who will act as an Appointee.

Once you enter all the details correctly then you will have to click on the ‘Submit’ button.

How to add Nominee in Union Bank Savings account Using Vyom app Step 6

Step 7: Now in this step you will have to cross-check and verify if all the details that you have just entered are correct or not. If all the details are correct then you can proceed by clicking on the ‘Confirm’ button.

How to add Nominee in Union Bank Savings account Using Vyom app Step 7

Step 8: Now for authentication purposes, you will then have to enter your transaction pin. So once you enter your transaction pin then click on the ‘Submit’ button.

And voila! You have successfully added or updated your nominee for the Union bank of India.

How to add Nominee in Union Bank Savings account Using Vyom app Step 9

Now that you have understood how to add a nominee to your account, there are a few things that you have to take care of when you add a nominee to your account which is as follows –

Make sure that you provide the accurate details of your nominee.
Do not just enter children or wife or parents. Instead, mention their full and specific details.
If you are adding a minor nominee then you will need an Appointee. Now appointee is the guardian of your nominee. So you will have to enter specific details of your nominee’s guardian as well.
If you want to add more than one nominee then you will have to specify the percentage of the total nomination that you want to give to each nominee. So make sure that you assign this percentage nomination carefully.

So this is how you can easily add a nominee to your account in the Union Bank of India with the help of the Union Vyom app. Note that the process is the same for updating the nominee as well. Also, you can update your nominee whenever you want. So now we have covered everything about adding or updating a nominee to your account in the Union Bank of India. So just make sure that you follow all the steps given below and you will be able to add or update a nominee to your account in the Union Bank of India in the comfort of your home using the Union VYOM app that too in just a few minutes!